Scattered obligations
Circulars, annexes, frequencies, formats: the knowledge lives in people's heads and in binders, not in a system.
Vertical II · Banking regulatory reporting
Regalica Compliance Suite
From bank file to submission-ready return — reviewed, justified, signed.
Algoria Factory's compliance suite for banks and financial institutions whose reporting is dense, traceable and continuously supervised. Two modules, one specialist, the same audit architecture as MEL Plus Suite.
Regalica · An Algoria Factory intelligenceRegalica
An Algoria Factory intelligence
Compliance specialist
Unhurried · Courteous · Evidence-first
Regalica cites every claim, states her confidence level and works with compliance officers, not over them. Faced with an ambiguous rule, she flags the ambiguity rather than deciding for you.
The problem
Regulatory reporting is a calendar of obligations nobody sees in full.
01
02
Controls without a trace
Who validated what, when, on which version? At inspection time, the answer is rebuilt by hand.
03
Structured submissions
Regulators are moving to XML and structured formats. A format error means a rejected submission.
Two modules
Module I
RegTrack
Obligations, regulatory calendar and internal control
The institution's register of obligations, with owner, deputy, approver and supervisor for each return; control cycles, computed deadlines, escalations, compliance indicators per directorate.
Module II
RegFlow
Submission generation and validation
From the bank's data to a structured file ready to submit: consistency checks, per-rule verdicts with the rule cited, justification and review before signature.
Banking regulatory reporting
What the suite guarantees
Who it is for
Commercial banksSpecialised financial institutionsInstitutions subject to structured reporting to a central bank
01
Every verdict cites its rule
A failed control points to the regulatory text behind it. Nothing is “rejected” without a reference.
02
Four eyes, always
No rule or sensitive parameter goes live unless its author and its approver are two different people.
03
Tamper-evident log
Every action, validation and version is logged in a timestamped, verifiable way.
04
Multi-entity
Group, subsidiaries, directorates: strict isolation, controlled consolidation.
Demonstration
On your returns, with your compliance and IT teams.
The suite is demonstrated on a real use case from your institution, under a non-disclosure agreement: your annexes, your rules, your controls. Every verdict is shown with the rule behind it, and official submission remains governed by the bank's own process.
What we do not claim — and never do
- No guarantee that the regulator will accept a submission: the suite prepares, the institution signs and submits.
- No verdict without a cited rule; no rule applied outside its declared scope.
- No autonomous decision in place of your compliance function.
See Regalica at work on one of your regulatory returns.
A demonstration on a real use case from your institution, under NDA, with your compliance and IT teams.